A Reputed Private Commercial Bank
A Reputed Private Commercial Bank
A Reputed Private Commercial Bank
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Summary
- Vacancy: —
- Location: Dhaka
- Minimum Salary: Negotiable
- Experience: At least 5 years
- Published: 21 May 2025
Requirements
Education
Educational Requirements:
- MBA/Master’s in any discipline from reputed University with no third division in academic records.
- Candidates having professional degree/certification in credit risk management will be given preference.
Experience
- At least 5 years
Additional Requirements
Experience Requirements:
- Minimum 5 (Five) years working experience as credit analyst or relevant experience in a commercial Bank / Financial Institution.
Knowledge, Competencies and Skills:
- Smart, Team player, paired with agile mindset and can-do attitude.
- Good communication skill in Bangla and English.
- Very good skills in MS Office.
Responsibilities & Context
Position: Manager – Garments Unit, Credit Risk Management Division
Job Grade: Senior Principal Officer to Vice President
Job Nature: Permanent.
Key Job Responsibilities:
- Review and guide credit analysts in preparing comprehensive credit proposals for RMG clients, ensuring proper risk assessment and alignment with bank policies.
- Supervise analysts in structuring appropriate loan products (e.g., back-to-back LCs, term loans, packing credit, EDF loans, bill discounting, and factoring).
- Ensure thorough financial statement analysis, including income statements, balance sheets, cash flow projections, and working capital cycles of garments clients.
- Supervise proper industry risk assessments, focusing on buyer concentration risk, foreign exchange risk, compliance risk, and macroeconomic factors affecting RMG exports.
- Maintain liaison & correspond with the RM/BMs for meeting queries or clarification relating to credit proposals.
- Visit client’s factory/outlets as and when required.
- Monitor analysts’ Early Warning Signal (EWS) tracking to identify potential risks in the portfolio and take proactive action.
- Benchmark client performance against industry peers, identifying strengths and weaknesses.
Employment Status
Full Time
Job Location
Dhaka