A Reputed Private Commercial Bank
A Reputed Private Commercial Bank
A Reputed Private Commercial Bank
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Summary
- Vacancy: —
- Location: Dhaka
- Minimum Salary: Negotiable
- Experience: At least 2 years
- Published: 21 May 2025
Requirements
Education
Educational Requirements:
- MBA/Master’s in any discipline from reputed University with no third division in academic records.
- Candidates having professional degree/certification in credit risk management will be given preference.
Experience
- At least 2 years
Additional Requirements
Experience Requirements:
- Minimum 02 (two) years working experience as credit analyst or relevant experience in a commercial Bank / Financial Institution.
Knowledge, Competencies and Skills:
- Smart, Team player, paired with agile mindset and can-do attitude.
- Good communication skill in Bangla and English.
- Very good skills in MS Office.
Responsibilities & Context
Position: Credit Analyst (Corporate & SME), Credit Risk Management Division
Job Grade: Senior Officer to Senior Principal Officer
Job Nature: Permanent.
Key Job Responsibilities:
- Process of credit/Investment proposals assigned by the line management.
- Remain time bound to process credit proposals for recommendation of the line management.
- Communicate with Branch Credit Officers thorough mail and any verbal communication where there are very urgent requirements.
- Analysis of the credit proposal through assessment of different risks factors like financial risk, business/industry risk, management risk, security risk, relationship risk, marketing risk etc. and prepare credit memo as per designed format and place the memo to reporting authority for their recommendation.
- Prepare presentation of proposal for credit committee meeting/Board.
- Forward the Credit Memo to the competent/appropriate authority for approval after necessary amendment as per credit committee recommendation (if necessary).
- Prepare and communicate declined/deferred decision to the concerned Branch if the proposed credit facilities are not justified after thorough assessment of the proposal.
- Maintain MIS and systematic filing process to ensure timely and quick accessibility to the necessary file.
- Ensure Early Alert reporting through identification of deteriorating sign at the initial stage.
- Visit client’s factory/outlets as and when required.
- All other related jobs as and when required for smooth operation of the Department assigned by the line management.
Employment Status
Full Time
Job Location
Dhaka